SERVICES
Tailored insurance for
every stage of life.
01
Auto
Insurance
We understand that every driver and vehicle brings a unique set of needs to the road. That's why we offer an expansive range of auto insurance coverages designed to protect you, your passengers, and your vehicle in every imaginable scenario. From standard protections to specialized coverages, our aim is to provide peace of mind for every journey you undertake.
Medical Payments | Liability | Collisions | Comprehensive Coverage | Underinsured & Uninsured Motorist Coverage | Roadside Assistance | Towing Inclusion | Rentals | Windshield Protection and More +
02
Umbrella
Insurance
In today’s litigious society, sometimes the unexpected can surpass what standard insurance policies cover. That’s where our Umbrella Policy steps in, offering an additional layer of security to safeguard your lifestyle and assets against unforeseen liabilities.
Auto | Motorcycle | Watercraft | Golf Cart | Utility and Recreational Vehicles | Motorhomes | Primary Residence
03
Home
Insurance
Your home is more than just a place; it’s where memories are made, and dreams are built. That's why we offer a robust home insurance plan designed to protect your home and everything in it. Whether you’re a first-time homebuyer or looking to update your current policy, we provide customized coverage that fits your unique needs and budget.
Property Insurance | Homeowners Liability | Renters Insurance | Condo Insurance | Mobile Home | Scheduled Property | Landlords Insurance | In-Home Business Insurance and more +
04
Commercial
Insurance
Every business faces unique challenges and risks. Our goal is to empower you to focus on what you do best - growing your business - with the peace of mind that comes from knowing you're fully protected.
Business Income | Business Owners Policy (BOP) | Commercial Auto Insurance | Commercial General Liability | Commercial Property Insurance | Commercial Umbrella Insurance | Cyber Liability | Employee Benefit Liability and more +
ABOUT
All about
Welcome to SIMAN Insurance, your trusted partner in insurance solutions, proudly serving Arizona since 2023. Our mission is to deeply understand and respond to each client's unique needs with precision. We are committed to excellence and innovation, providing carefully selected insurance products to meet the specific needs of our community. Our vision is to be Arizona's leading provider of top-quality insurance, enhancing the wellbeing and security of our community. We value effective communication and prioritize a customer service approach that emphasizes active listening, transparency, and support. Our dedicated team guides you through the insurance landscape, helping you make informed decisions. We strive to continuously improve, adapting to market changes, and are committed to your peace of mind and security. We are SIMAN Insurance, where insurance is done right.
APPROACH
Our Customer-Centric Approach Unlocks Personalized Protection for Every Aspect of Your Life.
Our agency exists because we love direct interaction with our clients, and we are motivated by the ability to offer services and products that are essential for securing families' financial well-being. We are here to explain from start to finish what an insurance policy contract entails.
My name is Siria Contreras, and I am here to accompany you on this journey.
BENEFITS
Strengths that speak for themselves
Understanding
We dive deep into your unique circumstances to ensure our solutions align perfectly with your needs.
Customization
Every policy is tailored, guaranteeing that what matters most to you is fully protected.
Protection
Our unwavering commitment secures your peace of mind, offering robust coverage in all life's moments
Working with SIMAN Insurance Consultants has been very straightforward. They took the time to advise me and made several proposals regarding my home insurance; they take care of everything. Budgeting, hiring, and even working with my lender to update the information.
- Othon Vazquez
Home Insurance Customer
Siria has been a life saver for me and my family. We were paying double of what she was able to get for us. Also, any time I need any information, if I misplaced my insurance card, or even if I need a VIN for one of my cars she answers right away and is able to provide what I need in a heartbeat. I’m really happy with her service, she goes an extra mile for her customers. Thank you so much Siria!
- Alejandra Navarro
Auto Insurance Customer
My husband and I switched to Siman Insurance Consultants LLC a little over a year ago, and have never regretted our decision. The SIMAN team is very professional and readily available for any questions that may arise, whether it be relating to your Home and Auto policies. Not only were we able to keep the same coverage but our monthly premium were lower. If you’re looking for a professional insurance company that can absolutely Taylor fit all your personal needs, I would not hesitate, and totally recommend that you take a moment to call you'll be completely satisfied with your decision to do so.
-Cinthya Martinez
Home and Auto Insurance Customer
TESTIMONIALS
What our customers are saying
FAQ
You're probably
wondering...
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What information do I need to get a quote?Basic information such as full name, date of birth, address, and vehicle registration number.
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Is it necessary to make an appointment?It is not necessary; you can contact us by phone, text message, or email. However, it is advisable to make an appointment to meet in person and schedule a day and time that suits you best.
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What advantage do you offer?At Siman Insurance, we have a broad platform of insurance companies where we run a quote and tell you which company offers the best coverage and price. This will save you time and money from calling 1-800 numbers. You will also have a personal touch where you can contact us, and we will service your policy.
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What services do you offer?We can insure cars, houses, tenant policies, motorcycles, mobile homes, trailers, boats. We also offer commercial policies, umbrella policies, and more.
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What makes you stand out?We place a strong emphasis on customer service, knowing that sometimes buying a policy can be time-consuming and exhausting. But at Siman Insurance, we are not only quick and efficient but also will offer you the best service. We commit to following up with our clients because we know life can change from one day to the next.
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Can I buy a policy if I live outside of Arizona?We are licensed to sell only in the state of Arizona. If you reside in another state but have a house in Arizona, then we can help you.
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Can I buy auto or home insurance with a foreign nationality?Yes, as long as the property is located in the state of Arizona and the vehicle is registered in this state. You can purchase a home or auto policy even with a foreign license.
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What are the required limits in the state of Arizona?For third-party damages, the minimum coverage is 25/50/15. That's $25,000 for medical damages towards one person, $50,000 for total medical expenses (when more than one person is in a vehicle), and $15,000 for property damage, which in this case is the auto.
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Is it necessary to obtain home and auto insurance?It is not necessary, but it can be advisable. Insurance companies most of the time give you a better rate when combining these two policies.
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What are Uninsured and Underinsured Motorist Coverage?This coverage is not mandatory but is advisable. It protects you when unfortunately a driver causes an accident and it's at fault, and does not have an auto insurance policy. The underinsured motorist coverage is also optional but highly recommended. In this case, the driver does not have enough coverage to cover all the expenses caused.
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Does my auto policy cover other countries or states?The policy normally covers in all the United States and many policies cover in Canada. If you plan to travel to another country, it is best to consult with your agent to make sure you will be covered.
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I have many accidents on my record, insurance is very expensive, what can I do?Some insurance companies offer applications where they monitor driving habits, sometimes one can obtain a 15%-30% discount. It is also worth mentioning that we can insure you and give you the best advice.
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How does a DUI affect my auto insurance rate?A DUI can significantly impact your auto insurance rate. It's not just the offense itself but, in many instances, you are also required to obtain an SR22, indicating financial responsibility. Remember, the older the violation, the more favorable the rates can become. To minimize your rates, it's advisable to leverage all available discounts offered by your insurer. This includes participating in driving monitoring programs, which could offer up to a 30% discount on your auto insurance premium.
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I'm going to buy a house or I already own a house and I want to know what I need and how does the home insurance policy work?Home insurance policies are simpler than one might think. The information we need includes: Full name, address, and date of birth of the homeowners. We start by creating a reconstruction cost of your home and we take care of contacting the lender or bank to update your policy.
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Do I need a renters insurance policy?In many apartments and houses that we rent, we are sometimes asked to have renters insurance. It is important and advisable to have this policy active because the coverage is extensive and it will protect you in case of an accident. Please contact us for more information.
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What is not covered in a home insurance policy?Normally in the state of Arizona, Earthquakes and floods are excluded. When obtaining a policy, it is analyzed whether your home is in a flood zone, if so, then you will be asked to purchase a separate policy to cover this.
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What is the difference between a policy for a condominium/townhome or a private dwelling?In a condominium or townhome, there is usually another policy that comes from the association, this we call the "master policy." This policy is responsible for covering the exterior of the house. There is another policy needed for this type of housing, which covers liability and the interior of the house.
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I have valuable items like jewelry and diamonds; are these covered by my policy?There is a limit that home policies offer for jewelry, guns, art, and antiques. If you need more coverage, please review what you have and increase your coverages. Please contact your agent
